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A white marble banking hall, with a pen on a teal-lit stand and a purple-lit crypto hardware wallet resting on a desk

Discover eMoney by XBO. Multi-currency business account.

Receive, hold, convert and pay in EUR and GBP through XBO eMoney, a separate workspace for business fiat operations.

Schedule a call Visit XBO eMoney

Receive. Hold. Convert. Pay.

A smiling businessman holding a glass card showing his XBO eMoney EUR and GBP balances

Pay the supplier. Keep the context.

Recipient details, payment references and statements help finance follow the movement from instruction to reconciliation.

eMoney help

  • 01 / Recipient

    Verified payment details

  • 02 / Payment

    Currency, amount and reference

  • 03 / Record

    Transaction history and statement

A workspace for fiat. A role for everyone.

Owner, Admin, Payer and Viewer roles give your team different levels of access. Transfers between the products use the relevant bank details and payment process.

The XBO eMoney Balances screen, showing the account overview and per-currency balances

Before you open your account.

Details for your next decision.

  • Is eMoney a fiat or crypto account?

    XBO eMoney is a fiat product. It supports EUR and GBP operations in a separate application. Crypto balances and trading remain in the XBO platform.

  • Which receiving details and payment rails are available?

    The product supports dedicated EUR account details and GBP receiving details, with SEPA and Faster Payments. Available routes and eligibility are confirmed for your business.

  • Can we pay suppliers?

    Yes. Add and manage recipients, then send supported fiat payments. Review the recipient, amount and reference, and confirm payments with two-factor authentication.

  • Does it share a login or balance with XBO?

    No. eMoney has its own application, login, balances and People settings. Moving funds to or from XBO uses the applicable bank-transfer process.

  • How can the finance team control activity?

    Owner, Admin, Payer and Viewer roles support different responsibilities. Transactions, statements and exportable records help finance follow payments and conversions.

Explore what else your business can do with crypto.

Explore the services that work alongside this one.

  • Business Crypto Account

    Hold fiat and crypto, convert balances and manage your business activity from one connected account.

  • Virtual IBANs

    Use dedicated account details to fund your own XBO balance in supported EUR, USD and GBP routes.

  • Crypto Payouts

    Prepare bulk crypto payments, validate recipients, confirm the batch and track each transaction through approval and processing.

  • Crypto Payment Gateway

    Accept crypto payments at checkout and receive supported fiat or crypto settlement in your XBO business account.

Your business moves. Your money should too.

Explore the eMoney account and payment routes available to your company.

Let’s talk
Regi Kosova, Head of Business Development, speaking into a studio microphone
Regi Kosova, Head of Business Development