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A white gaming desk with an ultrawide monitor showing a “Pay with crypto” checkout button

Crypto payment gateway. They pay. You choose.

Accept crypto payments at checkout and receive supported fiat or crypto settlement in your XBO business account.

Discuss your checkout
  1. Customer

    They pay in crypto.

    Add a supported crypto option to the existing checkout journey.

  2. Collection and configured conversion

  3. Your business

    You choose the settlement.

    Receive supported fiat or crypto under the agreed account setup.

Keep the experience yours. Keep the record connected.

Receive signed payment-status callbacks, look up payment records and reconcile with scheduled CSV or PDF reports.

Video walkthrough of the crypto payment gateway
Colleagues in a bright open-plan office, one reading a printed document, two reviewing a screen together

Building the payment experience?

Review the payment API and official processing documentation with your developers.

Explore the payment API

  • A payment exception needs a clear response.

    Failed payments, overpayments and duplicate deposits can use an eligible on-chain crypto refund where enabled. This is different from refunding a normally completed sale or returning merchant settlement fiat.

  • Test the journey before customers use it.

    Use the merchant sandbox to exercise supported payment and payout flows. Agree onboarding, customer checks and notification handling alongside your checkout integration.

Before your first customer payment.

Details for your next decision.

  • What does the crypto payment gateway support?

    Collect supported crypto payments through checkout or hosted links. Merchant configuration determines conversion and settlement, and the API supports status notifications and payment records.

  • Can we use a reusable deposit address?

    The deposit flow can create payment records for repeated transfers to an end user’s assigned address. This is a different integration pattern from a one-time checkout request.

  • What are managed accounts?

    Approved integrations can support payouts on behalf of verified sub-accounts. Customer checks and account responsibilities remain part of the merchant setup.

  • How do refunds work?

    Supported exceptions, including failed payments, overpayments and duplicate deposits, can use an on-chain crypto refund where enabled. This is not a standard merchant-return facility for a normally completed sale, and it does not refund in settlement fiat.

  • How do we follow payment status?

    Use the merchant callback URL and supported live-status channels. Scheduled CSV or PDF reports support reconciliation; those reports are separate from per-link invoices.

Explore what else your business can do with crypto.

Explore the services that work alongside this one.

  • Crypto Payment API

    Connect payment requests, deposit addresses, status callbacks and supported payouts with XBO’s Crypto Processing API.

  • Payment Links

    Create a crypto payment link, share it with your client and track the payment through to supported settlement.

  • Trust Center

    Review the entities, security controls, terms and pricing that apply to your business.

  • Virtual IBANs

    Use dedicated account details to fund your own XBO balance in supported EUR, USD and GBP routes.

Give your checkout another way to say yes.

Let us help you connect crypto payments to the settlement and reporting your business needs.

Let’s talk
Regi Kosova, Head of Business Development, speaking into a studio microphone
Regi Kosova, Head of Business Development