Virtual IBAN for business. Fund your next move.
Use the bank-transfer instructions shown in your XBO account to fund your balance in a supported currency.
Choose the currency. Follow the funding details.
Select an example account-funding route.
EUR funding
- Receiving details
- Use the EUR instructions in your account
- Destination
- Your XBO balance
- Before sending
- Check beneficiary, currency and reference
Illustrative currencies only. Your account determines eligible routes and current transfer instructions. These examples do not represent permanent IBANs or a service for issuing accounts to your customers.
The right details. For the right balance.
Start each deposit with the receiving instructions shown in your XBO account. They can be specific to that transfer. Keep the reference with your funding record and confirm the details before sending funds.
- Select the account-funding currency
- Use the current beneficiary and bank details
- Follow the sender and reference requirements
- Check the credited balance and transaction record
Get the funding details right.
Details for your next decision.
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What does a virtual IBAN do here?
It provides dedicated bank-transfer details for funding your own XBO account. Follow the instructions shown for the selected currency and route.
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Can we issue a different IBAN to each of our customers?
No. This page describes funding your own XBO balance, not a per-payer virtual-account issuance or customer-collections service.
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Which currencies are supported?
Virtual IBAN funding is configured for EUR, USD and GBP. The routes available to your business depend on its entity, jurisdiction and account approval.
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Is this the same as eMoney?
No. XBO virtual IBANs fund an XBO account. eMoney is a separate fiat account product with its own application and receiving details.
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What should we check before a transfer?
Use the current beneficiary details, account number, currency, reference and sender requirements in the account instructions. Some payment routes provide instructions for a specific transfer.
Explore what else your business can do with crypto.
Explore the services that work alongside this one.
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Multi-Currency eMoney Account
Receive, hold, convert and pay in EUR and GBP through XBO eMoney, a separate workspace for business fiat operations.
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Business Crypto Account
Hold fiat and crypto, convert balances and manage your business activity from one connected account.
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Trust Center
Review the entities, security controls, terms and pricing that apply to your business.
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Virtual IBANs
Use dedicated account details to fund your own XBO balance in supported EUR, USD and GBP routes.
Put funds where your business needs them.
Talk to XBO about the account-funding routes available to your company.
